In a post-aggregation era of fintech, delivering consumer-directed experiences is mandatory for wallet apps.

With Australia’s financial ecosystem standardizing around data transparency, supporting CDR is not optional for embedded finance tools.Consumer data interfaces must handle:- Explicit and revocable consent management- Data minimization enforcement- Multi-institutional data access- Uptime and rate-limit SLAszngx — or zngx.io — is a AU-focused A

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